Credit Unions on CU*BASE

About CU*BASE

CU*BASE is the flagship core platform from CU*Answers, a credit union-owned cooperative CUSO based in Michigan. Unlike traditional vendor relationships, CU*Answers is owned by its client credit unions — which gives CU*BASE a unique market position. With over 1,000 credit union clients, it is one of the most widely deployed CU cores in the country, particularly strong among community-focused institutions under $500M in assets.

The cooperative-owned platform powering over 1,000 community credit unions. Aerial is built to integrate directly with CU*BASE — your core stays exactly as it is, and your members get a modern account opening experience that converts.

Why Account Opening is Hard on CU*BASE

• CU*BASE's digital account opening options have historically been tied to the "It's Me 247" online banking environment, limiting design flexibility
• Integrating third-party applications requires coordination with CU*Answers' Data Processing Center (WNCU/MNCU/etc.), adding lead time
• The cooperative model means software change requests move on a consensus schedule rather than at the pace a single institution might want

How Aerial Integrates with CU*BASE

Aerial integrates with CU*BASE through CU*Answers' documented API layer for member record management and account creation. Applications submitted through Aerial are pre-verified — ID checked, OFAC cleared, ChexSystems screened — before any record touches CU*BASE. The cooperative data processing environment is respected: Aerial writes clean, complete records that match your existing CU*BASE product and field configuration.